Basic household budget percentages7/24/2023 ![]() House payments or home equity loan payments.Others find it more helpful to keep ongoing, monthly debt obligations in a separate category. Some people like to break debt payment obligations down into the individual categories they relate to, such as putting your car payment into the “transportation” category. I don’t add expenses such as health care expenses in this category we’ll talk about those in another category. New toys that aren’t gifts for a birthday or other holiday.Extracurricular expenses such as hockey or dance.ChildcareĬhild related expenses can include anything related to the care of your child that’s not a part of your health care expenses, which I recommend tracking separately. In those cases, we add restaurant trips into our food category. ![]() We put restaurant trips in the entertainment category unless we go purely for the reason that we need to eat and aren’t near home. You may do things differently, but some people also add restaurant trips in this category.
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